1 of 7 photos Round Rock For Sale 5 Beds / 3 Baths
REDUCED $14,900!!! Executive-style beautiful home in Lake Forest. High ceilings with wall of windows. Upgraded with granite; island in kitchen. Gameroom. Large private yard...
1 of 14 photos Austin, Texas For Sale 4 Beds / 4.2 Baths
NEW PRICE! Gorgeous French country estate on +/- 3.7 acres of park like grounds in Westlake - RARE level lot(s). Gated entry adjacent to custom pond leads you down the private tree-lined path to home...
1 of 0 photos Austin, Texas For Sale 2 Beds / 1 Baths
House rewired, plumbed, roofed, and painted within the last 6 months. Living and hall flooring replaced with Armstrong hardwood laminate and vinyl in bathroom. Living/dining eating area...
REDUCED $10,000! Updated and ready to move into! Hardwoods, stainless appliances, granite tile countertops, fresh paint inside and out. Located on a nice, quiet cul-de-sac...
1 of 8 photos Austin, Texas For Sale 5 Beds / 3.5 Baths
Wonderful family home with owner's private boat dock across the street on Lake Austin. Gourmet kitchen with stainless appliances. Longleaf pine floors. Plantation shutters...
Country Living in Hutto. Large 1/2 Acre lot. This home has too many upgrades to mention, Formal Dining and a breakfast area. Flooring, fixtures,countertops,appliances,recent paint...
NEW PRICE! Fantastic home in Travis Country! Spacious floorplan with great windows, 2-story entry,hardwoods, tile, and carpet flooring. Gameroom upstairs. Large master suite with walk-in closet...
1 of 5 photos Round Rock For Sale 4 Beds / 2.5 Baths
Single Family Property, Subdivision: Cat Hollow, County: Williamson, Year Built: 1996, Two story, Central air conditioning, Community swimming pool(s), Fireplace(s), Dining room, Laundry ..
NEW PRICE!!! Owner/agent. Fabulous home in Old Enfield. Two-stories featuring 4 bedrooms, 3.5 baths, office/study, formal dining, formal living room, family room, and breakfast area...
1 of 1 photos Round Rock For Sale 4 Beds / 2 Baths
Rare single story in great community! Extra clean and ready to go. Wood floors, carpet, designer paint, and large rooms. Huge corner lot w/awesome backyard shaded by oak trees...
1 of 6 photos Austin, Texas For Sale 3 Beds / 2 Baths
Charming updated home with a great open floorplan! Interior painted in 2006. Pergo and tile flooring throughout. Recessed lighting. Stone fireplace. Vaulted ceilings in master suite and living area...
When getting a mortgage, the lender will look at your debt-to-income ratio in order to come up with the amount of money that they will lend you. What this ratio does is measure your pre-tax income against the other expenses that you will have on a month-to-month basis. This includes both housing and non-housing expenses, which as student loans, car payments, and child support. What the lender will do is come up with an amount that is no more than 29% of your gross income for your loan amount.
This amount will also have to be no more than 41% of your total income when these other payments are factored in. Things like the cash needed for a down payment and closing costs are also factored into this amount, as well as your credit history. Basically, your lender will come up with the maximum amount that they would feel lending to you bases on your current income and your current expenses. If they feel as though you would be a very high risk because of your current expenses, they may reject your application completely, so make sure that the time is right when applying for a loan.
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